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Peoples Southern Bank
Checking Accounts
For most people, some type
of checking or draft account is probably the most basic, frequently
used financial service available.
When you shop around to see what's being offered,
we think that you'll find that dealing with our dedicated staff
just might be one of the best moves you could make. Our services
give you the opportunity to earn interest on the amount deposits...and
we offer some of the most competitive rates and reasonable fees
available.
Plus, we work with you to help select the option
best suited to your financial situation and lifestyle. Please be
assured that all our accounts are designed for total ease and convenience.
Let us introduce you to our services. We're confident you'll find
just what you're looking for! And remember...with us, you can relax-
knowing your deposits are insured to the maximum amount allowed
by an agency of the federal government.
Club Account
Great features all in one account:
- No minimum balance
- Unlimited check writing
- Free basic wallet checks
- Free travelers checks
- Up to 3 Money Orders monthly free
- Free online banking with free bill pay
- Free ATM or Visa Check Card
- Free statements with check images
- $10,000 or $30,000 Accidental Death Insurance
- Payment Card Protection
- Savers Club Book
- Key ring protection
- Telephone Shopping Service
- RX Advantage
- Hotel Savings Network
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Senior Advantage
Account
For customers 55 years of age and older:
- No minimum balance
- No monthly service charge
- Unlimited check writing
- Free basic wallet style checks
- Free online banking with free bill pay
- Free ATM or Visa Check Card
- Free statements with check images
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Value Checking
Unlimited check writing without monthly fees:
- No minimum balance
- Unlimited check writing
- Free 1st order of basic wallet style checks (NEW ACCOUNTS ONLY)
- Free online banking with free bill pay
- Free ATM or Visa Check Card
- Free statements (without check images)
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Value Plus Checking
Earn Interest with unlimited check writing:
- No monthly service charge if $1,000 daily balance is maintained
- Earn current checking interest rate
- Free online banking with fee bill pay
- Free ATM or Visa Check Card
- Free statements with check images
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Money Market
Account
Earning higher rates with limited check writing:
- Earning higher rates with limited check writing
- Earn current money market interest rate, compounded monthly
- No monthly service charge when you maintain a daily balance of $2,000
- Six total withdrawals allowed per monthly statement period, 3 by check and 3 by account transfer
- Free statements with check images
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Commercial
Checking Account
- Minimum balance to
open the account – You must deposit $100.00 to open this
account.
Fees
- A monthly maintenance
fee of $5.00 will be charged each statement cycle.
- A per item fee of
$.10 will be charged for each debit transaction (withdrawal, check
paid, automatic transfer or payment out of this account).
- A per credit charge
fee of $.10 will be charged for each credit to the account during
the statement cycle.
- A deposit charge fee
of $.05 will be charged for each item deposited during a statement
cycle.
- A return deposited
item fee of $1.00 will be charged for each deposit item returned
during the statement cycle.
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