Peoples Southern Bank

Loans 

When it comes to loans, we have everything you could ask for! That's right. From the perfect weekend getaway...to a sleek new car...to that special home you've always dreamed about...we give you easy access to all types of loans. Whether it's for something you want or something you need.

No matter what's in your plans- or what comes up unexpectedly- we're the best source for getting the financing you need. That's because we offer some of the most affordable, low- cost rates available, along with flexible terms to match your budget and your lifestyle.
If you have questions about your financial situation or are interested in applying for a loan, come in and talk with one of our experienced loan personnel. We'll help you find the answer that's right for you.


Home Equity Line of Credit (PSB EquiLine)

  • Offers you financial flexibility, purchasing power and tax savings. The equity in your home gives you an important source of credit. PSB's EquiLine allows you to use this important asset, providing you with a personal line of credit to use at your discretion. Consolidate high- interest debts with a preferred rate of interest, low closing costs, low monthly payments and save on taxes. It's the last loan you'll ever need. Consult your tax advisor about your specific situation.

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Construction Loans

  • Peoples Southern Bank extends construction loans to individuals and builders at a very competitive rate. With the option to convert to permanent financing at lowered closing costs.

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Commercial Loans

  • Commercial Loans are available for businesses and organizations at favorable rates, and terms. Come in and talk with one of Peoples Southern Bank's friendly loan officers about your commercial loan needs.

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Automotive Loans

  • Need a better automobile? Check with Peoples Southern Bank before you purchase your next car or truck. You'll like their rates and terms.

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Real Estate Loans

  • Peoples Southern Bank provides loans to purchase real estate or enhance presently owned real estate.

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