• Locations
  • |Hours

  • Bank Phone: 205-755-2240
    Telephone Banking: 1-844-301-6897

  • Bank Phone: 205-755-2240
    Telephone Banking: 1-844-301-6897

Online Banking

Privacy Policy

FACTS WHAT DOES PEOPLES SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account Balances
  • Credit History
  • Checking Account History
  • Payment History
  • Overdraft History

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Peoples Southern Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Peoples Southern Bank share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes -
to offer our products and services to you

NO

We do not share

For joint marketing with other financial companies

NO

We do not share

For our affiliates' everyday business purposes -
information about your transactions and experiences

NO

We do not share

For our affiliates' everyday business purposes -
information about your creditworthiness

NO

We do not share

For our affiliates to market to you

NO

We do not share

For non-affiliates to market to you

NO

We do not share

 

Questions? Call collect (205) 755-2240 or go to www.peoplessouthern.com

 

What We Do
How does Peoples Southern Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include procedural and computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information.  We limit access to information to those employees for whom access is appropriate.

How does Peoples Southern Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • conduct account transactions or use your debit card
  • access online banking or visit our website

We also collect your personal information from others, such as credit bureaus and other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.  [See other information below for more on your rights under state law.]

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Peoples Southern Bank has no affiliates.
Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Peoples Southern Bank does not share with non-affiliates so they can market to you.
Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Peoples Southern Bank does not jointly market.

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